back in the old days we had a girl, who always played elves. we always beat her, though it was always close. the fun was to kill her legolas and hear her complaining (she used to be quite impulsive and loud).

that´s a plus for personal face-to-face play. if you beat your opponent, you want a reaction in his face. you don´t get that online.
we had another girl, who lost really every game. she was sort of: alas, i lost again. hm. that was bad luck.

playing her was not fun, it was rather work. you had nothing to win, just to lose.