That's the problem with bikes (in general, motorcycles included), your bumpers are... well... YOU, so even a light touch screws you a lot. Glad to hear you are ok, and also she seemed to be really nice about it, I wish people were more polite, my sister got hit the same way by a drunk driver, and the SOB tried to one-up her by demanding that SHE pays for his bent bumper. And then she called me, and the guy went downtown to give some well-deserved explanations to his alcohol-filled breath, so long story short, he lost his driver's license and had to pay a reeeeally steep fine, PLUS my sister's bike and also got started on his criminal record.